MinervaOS — Terms of Service

Last updated: July 6, 2026

These Terms of Service ("Terms") are a binding legal agreement between you ("you," "your," or "User") and Brizo Finance LLC, the operator of MinervaOS ("MinervaOS," "we," "us," or "our") governing your access to and use of the MinervaOS mobile application, together with any related software, features, content, and services we provide (collectively, the "Service").

PLEASE READ THESE TERMS CAREFULLY. By creating an account, tapping "I Agree," or otherwise accessing or using the Service, you acknowledge that you have read, understood, and agree to be bound by these Terms and by our Privacy Policy, which is incorporated by reference. If you do not agree, do not use the Service.

IMPORTANT — PLEASE NOTE:

• Section 4 (Not Medical Advice) explains that the Service provides estimates only and is not a medical or healthcare service.
• Section 14 (Disclaimers) and Section 15 (Limitation of Liability) limit our liability to you.
• Section 18 (Dispute Resolution; Arbitration; Class-Action Waiver) requires most disputes to be resolved by binding individual arbitration and waives your right to a jury trial and to participate in class actions. Please read it carefully.

1. Eligibility

You must be at least 13 years old (or the higher minimum age required in your country to consent to the processing of your personal data without parental permission) to use the Service. If you are under the age of majority where you live, you may use the Service only with the involvement and consent of a parent or legal guardian who agrees to be bound by these Terms.

The Service is not intended for children under 13, and we do not knowingly collect personal information from children under 13. See our Privacy Policy for more.

By using the Service you represent and warrant that: (a) you meet the age requirements above; (b) you have the legal capacity to enter into these Terms; (c) you are not barred from using the Service under the laws of any applicable jurisdiction; and (d) all information you provide is accurate and truthful.

2. The Service

MinervaOS is a nutrition, fitness, and wellness tracking application. Its features may include, without limitation: logging food and meals; estimating calories and macronutrients from text, nutrition labels, or photographs using artificial intelligence; estimating your energy expenditure ("calorie burn") and metabolism; integrating with Apple Health and third-party wearable devices; tracking body weight and other metrics; setting personalized targets; an AI assistant; and optional social "group" features that let you share progress with others.

All outputs of the Service — including all calorie counts, macronutrient and micronutrient values, calorie-burn and metabolism estimates, wearable-derived metrics, AI food recognition, targets, recommendations, and predictions — are estimates and approximations, not measurements or professional advice. They may be inaccurate, incomplete, or unsuitable for you. See Section 4.

3. Accounts

To use most features you must create an account. You agree to: (a) provide accurate, current, and complete information; (b) keep your credentials confidential and secure; (c) be solely responsible for all activity under your account; and (d) notify us promptly at support@minervaos.app of any unauthorized use. You may not share your account, maintain more than one account without our permission, or use another person's account. We may suspend or terminate accounts as described in Section 16.

4. Not Medical Advice — Important Health Disclaimer

The Service is provided for general informational, educational, and self-tracking purposes only. It is not a medical device and does not provide medical, healthcare, nutritional, dietary, psychological, or professional advice, diagnosis, or treatment.

• The Service does not diagnose, treat, cure, mitigate, or prevent any disease or health condition, and is not a substitute for the advice of a physician, registered dietitian, therapist, or other qualified health professional.
• Always consult a qualified healthcare professional before beginning, changing, or stopping any diet, nutrition, supplementation, fasting, exercise, weight-loss, or health program, and before relying on any information provided by the Service. Never disregard or delay seeking professional medical advice because of something you read or received through the Service.
• Calorie, macro, micronutrient, burn, and metabolism figures are estimates generated from scientific guidelines, algorithms, artificial intelligence, and information you provide, and will not be accurate for every person, food, or situation. You are responsible for reviewing and verifying any figure before relying on it.
• The Service is not appropriate for, and should not be used to manage, any medical condition, including but not limited to diabetes, eating disorders, pregnancy, kidney disease, or any condition requiring medically supervised nutrition. If you have or may have an eating disorder or a history of disordered eating, please consult a professional before using calorie- or weight-tracking features.
• If you think you may have a medical emergency, call your doctor or emergency services immediately.

You acknowledge and agree that you use the Service and rely on any of its outputs entirely at your own risk, and that we are not responsible for any decision you make or action you take based on the Service.

5. Artificial Intelligence Features

Certain features use artificial intelligence and machine-learning models, including third-party models (for example, models provided by Anthropic), to analyze photographs, text, and other inputs and to generate estimates, descriptions, and suggestions ("AI Outputs"). You understand and agree that:

• AI Outputs are generated automatically, are probabilistic, and may be incorrect, incomplete, biased, or misleading;
• To provide these features, content you submit (such as food photographs and descriptions) is transmitted to and processed by our service providers, as described in our Privacy Policy;
• You are responsible for evaluating the accuracy and appropriateness of AI Outputs, and you should not rely on them for any medical, safety-critical, or professional purpose; and
• AI Outputs are not reviewed by a licensed professional and do not create any professional-client relationship.

6. Wearables and Apple Health

The Service can, with your permission, read data from Apple Health and connect to third-party wearable devices and platforms (such as WHOOP, Oura, or Garmin) to improve its estimates, and can write certain data (such as body weight you log) back to Apple Health. Your use of any third-party device or platform is governed by that third party's own terms and privacy policy, and we are not responsible for third-party products, services, or data. We access, use, and store health-related data as described in our Privacy Policy, and we do not use Apple Health data for advertising or sell it.

7. Subscriptions, Purchases, and Billing

Some features require a paid subscription ("Subscription").

• Billing through Apple. Subscriptions and other purchases are sold and processed through the Apple App Store and are subject to Apple's terms. Payment is charged to your Apple Account at confirmation of purchase.
• Auto-renewal. Subscriptions automatically renew for the same period at the then-current price unless auto-renew is turned off at least 24 hours before the end of the current period. Your Apple Account is charged for renewal within 24 hours before the end of the current period.
• Free trials. If a free trial is offered, any unused portion is forfeited when you purchase a Subscription. Unless you cancel at least 24 hours before the trial ends, the Subscription will begin and you will be charged.
• Managing and cancelling. You can manage or cancel your Subscription, and turn off auto-renew, in your Apple Account settings. Deleting the app does not cancel your Subscription.
• Refunds. Purchases are handled by Apple, and refunds are subject to Apple's policies. Except where required by law, all purchases are final and non-refundable by us.
• Price changes. We may change Subscription prices; changes apply to future billing periods and, where required, will be communicated to you and/or require your consent in accordance with applicable rules.

8. User Content and License

The Service lets you create, upload, and store content, including food logs, photographs, descriptions, weights, metrics, messages, comments, and posts ("User Content"). You retain ownership of your User Content.

You grant us a worldwide, non-exclusive, royalty-free, sublicensable license to host, store, reproduce, modify (for formatting and processing), transmit, display, and otherwise use your User Content solely as needed to operate, provide, secure, and improve the Service and to perform our obligations under these Terms (including transmitting content to service providers such as AI and hosting providers). For User Content you share to a group, you also grant other members of that group the ability to view it within the Service.

You represent and warrant that you own or have all necessary rights to your User Content and that it does not violate these Terms or any law or third-party right.

9. Groups and Community Conduct

If you use group or social features, you are responsible for what you share. You agree not to post or transmit content that is unlawful, harassing, hateful, threatening, abusive, defamatory, obscene, sexually explicit, invasive of privacy, or that infringes any right or promotes harm (including content that encourages disordered eating or self-harm). We may, but are not obligated to, monitor, moderate, remove, or restrict content and accounts, and we provide tools to report and block. We are not responsible for User Content posted by others.

10. Acceptable Use

You agree not to, and not to attempt to: (a) use the Service for any unlawful, harmful, or fraudulent purpose; (b) reverse engineer, decompile, or disassemble the Service except to the extent permitted by law; (c) access the Service by automated means, scrape, or bypass rate limits or security; (d) interfere with or disrupt the Service or its infrastructure; (e) upload malware or infringing, illegal, or harmful content; (f) impersonate others or misrepresent your affiliation; (g) resell, rent, or commercially exploit the Service without our permission; or (h) circumvent or attempt to defeat any usage, subscription, or access limits.

11. Third-Party Services

The Service relies on and links to third-party services and platforms, including Apple, our hosting and database provider, AI providers, and wearable providers. Your use of those services is governed by their terms and privacy policies. We are not responsible or liable for third-party services, and their availability, accuracy, or practices are outside our control.

12. Intellectual Property

The Service, including its software, design, text, graphics, logos, and all related intellectual property (excluding your User Content), is owned by us or our licensors and is protected by intellectual-property laws. Subject to these Terms, we grant you a limited, personal, non-exclusive, non-transferable, revocable license to use the Service for your personal, non-commercial use. All rights not expressly granted are reserved. "MinervaOS" and our logos are our trademarks; you may not use them without our prior written permission.

13. Feedback

If you send us suggestions or feedback, you grant us a perpetual, irrevocable, worldwide, royalty-free license to use it for any purpose without obligation or compensation to you.

14. Disclaimers of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SERVICE AND ALL CONTENT AND OUTPUTS ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITH ALL FAULTS AND WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY. WE EXPRESSLY DISCLAIM ALL IMPLIED WARRANTIES, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT, AND ANY WARRANTIES ARISING FROM COURSE OF DEALING OR USAGE OF TRADE.

WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, SECURE, ERROR-FREE, OR ACCURATE; THAT ANY ESTIMATE, CALCULATION, OR AI OUTPUT WILL BE CORRECT OR RELIABLE; OR THAT DEFECTS WILL BE CORRECTED. NO ADVICE OR INFORMATION OBTAINED FROM THE SERVICE CREATES ANY WARRANTY NOT EXPRESSLY STATED HERE.

Some jurisdictions do not allow the exclusion of certain warranties, so some of the above may not apply to you.

15. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT WILL MINERVAOS OR ITS OWNERS, EMPLOYEES, AGENTS, SUPPLIERS, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, GOODWILL, OR OTHER INTANGIBLE LOSSES, OR FOR ANY PERSONAL INJURY, BODILY HARM, OR HEALTH CONSEQUENCE, ARISING OUT OF OR RELATING TO THE SERVICE OR THESE TERMS, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR ANY OTHER LEGAL THEORY, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, OUR TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE SERVICE OR THESE TERMS WILL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID US IN THE TWELVE (12) MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM, OR (B) FIFTY U.S. DOLLARS ($50).

These limitations are a fundamental basis of the bargain between you and us. Some jurisdictions do not allow certain limitations, so some of the above may not apply to you; in that case our liability is limited to the smallest extent permitted by law.

16. Termination

You may stop using the Service and delete your account at any time (Settings → Account → Delete Account). We may suspend or terminate your access at any time, with or without notice, if we believe you have violated these Terms, to protect the Service or others, or as otherwise permitted by law. Upon termination, your license to use the Service ends. Sections that by their nature should survive (including Sections 4, 8, 12–18) survive termination.

17. Changes to the Service and Terms

We may modify, suspend, or discontinue any part of the Service at any time. We may also update these Terms from time to time. If we make material changes, we will provide notice (for example, in-app or by updating the "Last updated" date), and, where required, ask you to re-accept. Your continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

18. Dispute Resolution; Binding Arbitration; Class-Action Waiver

PLEASE READ THIS SECTION CAREFULLY — IT AFFECTS YOUR LEGAL RIGHTS.

• Informal resolution first. Before filing a claim, you agree to try to resolve the dispute informally by contacting us at support@minervaos.app and allowing 30 days to resolve it.
• Binding arbitration. Except as provided below, any dispute, claim, or controversy arising out of or relating to the Service or these Terms will be resolved by final and binding individual arbitration administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules, rather than in court, except that either party may bring an individual claim in small-claims court.
• Class-action and jury waiver. You and we each waive any right to a jury trial and to bring or participate in any class, collective, or representative action. Disputes will be resolved only on an individual basis.
• Exceptions. Either party may seek injunctive or equitable relief in court to protect its intellectual-property or confidential information.
• Opt-out. You may opt out of this arbitration agreement within 30 days of first accepting these Terms by emailing support@minervaos.app with your name and a statement that you wish to opt out.

If any portion of this Section is found unenforceable, it will be severed, except that the class-action waiver is non-severable — if it is unenforceable, this entire Section 18 is void.

(Note: arbitration and class-waiver enforceability varies by jurisdiction and is subject to consumer-protection law. Confirm this section with counsel for your jurisdiction and remove it if you prefer courts.)

19. Governing Law

These Terms are governed by the laws of the State of California, and, where applicable, the United States, without regard to conflict-of-laws principles. Subject to Section 18, the exclusive venue for any dispute not subject to arbitration is the state and federal courts located in San Mateo County, California, and you consent to their jurisdiction. Nothing in this section deprives you of the protection of mandatory consumer-protection laws of your country of residence.

20. Apple App Store — Additional Terms

These Terms are between you and MinervaOS only, not with Apple Inc. ("Apple"), and Apple is not responsible for the Service or its content. To the extent these Terms serve as the end-user license agreement for the App:

• The license granted is a non-transferable license to use the App on any Apple-branded device you own or control, as permitted by the App Store Terms.
• Apple has no obligation to provide maintenance or support for the App.
• Apple is not responsible for any product warranties; if the App fails to conform to any applicable warranty, you may notify Apple, and Apple may refund the purchase price (to the extent applicable), and Apple has no other warranty obligation.
• Apple is not responsible for addressing any claims by you or a third party relating to the App, including product-liability, legal/regulatory-compliance, or consumer-protection claims.
• Apple is not responsible for the investigation, defense, settlement, or discharge of any third-party intellectual-property infringement claim relating to the App.
• You represent that you are not located in a country subject to a U.S. Government embargo or designated as "terrorist supporting," and are not on any U.S. Government restricted-parties list.
• Apple and its subsidiaries are third-party beneficiaries of these Terms and, upon your acceptance, have the right to enforce them against you.

21. General

• Entire agreement. These Terms and the Privacy Policy are the entire agreement between you and us regarding the Service and supersede prior agreements.
• Severability. If any provision is held unenforceable, the rest remain in effect.
• No waiver. Our failure to enforce any provision is not a waiver.
• Assignment. You may not assign these Terms; we may assign them in connection with a merger, acquisition, or sale of assets.
• Force majeure. We are not liable for delays or failures caused by events beyond our reasonable control.
• Notices. We may provide notices in-app or by email associated with your account.

22. Contact

Questions about these Terms? Contact us at support@minervaos.app